I finally got my paperwork to sign up for Medicare the other day Does anyone...
Medicare doesn't cover drugs at all. You have to sign up for a medicare part D prescription; mine is $68/month extra. Your premium is not based on your particular situation; everybody that starts this year has that same premium unless they have a large income, in which case they owe more. Remember that frankly, you are lucky to get disability in the first place.
I know... I don't mean to sound ungrateful. It's just frustrating that they don't seem to have any interest in helping me get better, and I'm too young to just throw in the towel.
There is more you have to pick an insurance plan that manages your insurance. You should apply for medicaid before you pick a plan. Make sure you Dr and hospital accepts the plan you use!
So old people should throw in the towel, then?
Most medicare programs don't offer Medigap or Medicare Advantage to SSDI people, only to those over 65. I think Minnesota is the only state that offers anything other than Medicare Part D to SSDI patients under 65 but there might be another state or two.
You might be able to get the state to pay your medicare premiums. If you get less than $1200 a month they will pay it through medicaid. You need to contact your local Elder care representatives. In my area we go through the local senior citizens center. It doesn't matter your age, you are on Medicare and qualify for this help here in Florida. I talked to someone the other day at church about this. They have been showing up at food give a ways in our church, giving out information and offering help with stuff like dental, medicare, medicaid, ect. I make too much to qualify, but I am betting you don't.
Also, if you are qualified for Tricare, like I am, they put me on Tricare for life. It doesn't cost me a thing and they pay whatever medicare doesn't, have a drug program too. Most of my meds are free on it.